1. Save Your Down Payment
Many people believe you need a 20% down payment to buy a home. There are loans available that allow buyers to put down as little as 3% or 0% with a VA or USDA Loan.
MARTIN GROUP OF REALTORS®
Local Expertise • Global Reach
+1-561-339-1779
Many people believe you need a 20% down payment to buy a home. There are loans available that allow buyers to put down as little as 3% or 0% with a VA or USDA Loan.
Your credit score is a numeric representation of your history and ability to pay back debts in the past. Different home loans have different credit requirements. Save credit card purchases until after you close on your mortgage… to improve your credit score.
Once you have a handle on your credit score and down payment savings, the Martin Group 561-339-1779 can guide you through the home buying process.
We can give you a list of lenders from which you can choose the one you want to work with to get pre-approved for your mortgage loan. This will help keep you on budget during the next step!
Make a list of what you want vs. what you need in your next home. The Martin Group of Realtors® will use this list to find homes for you to tour. We make the appointments for you after your approval of our list.
Using our 50 years of experience as real estate agents, the Martin Group will help you determine the best price to offer in the current market for the home. In a competitive market, you may net be the only one bidding and will want to stand out!
Once your offer is accepted, you will want to have the home inspected professionally to ensure there are not any hidden issues with the home. We can furnish a reliable list of home inspectors.
Your lender will arrange for a home appraisal to ensure that the property is worth the price that you have agreed to pay for it. The bank will only issue a loan for the appraised value.
Once your loan is approved, your lender will schedule a closing date. This is the day you sign all your paperwork with a Title Company to complete the purchase and get the keys to your home.
Congratulations! You are now the owner of the home! And time to move in. The Martin Group can give you some recommendations for moving companies. This is the beginning of your next phase in life. Enjoy!
We have many more tips to help you… Let’s Talk!
Realtor® Broker
561-339-3299
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Realtor® Agent
561-624-4544
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