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Mid-Year Real Estate Market Update 2024

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Mid-Year Real Estate Market Update 2024 What Buyers and Sellers Need to Know Time for a mid-year real estate market update in 2024. Read on for our take on this year’s most important real estate news and get a sneak peek into what analysts predict is around the corner for 2024.  First A Review Last December, when the Federal Reserve projected a series of benchmark rate cuts in the coming year, some analysts speculated that mortgage rates—which had recently peaked near 8%—would fall closer to 6% by mid-2024.1,2,3 Unfortunately, persistent inflation has delayed the central bank’s timeline and kept the average 30-year mortgage rate hovering around 7% so far this year.2 While elevated mortgage rates have continued to dampen the pace of home sales and affordability, there have been some positive developments for frustrated homebuyers. Nationwide, the inventory shortage is starting to ease, and an uptick in starter homes coming on the market has helped to slow the median home price growth rate, presenting some relief to cash-strapped buyers.4 There are also signs that sellers are adjusting to the higher rate environment, as a growing number list their properties for sale.4 Still, economists say a persistent housing deficit—combined with tighter lending standards and historically high levels of home equity—will help keep the market stable.5 What does it mean for you?  Read to get the info you need as buyers and sellers. Mortgage Rate Cuts Will Take Longer Than Expected At its most recent meeting on May 1, the Federal Reserve announced that it would keep its overnight rate at a 23-year high in response to the latest, still-elevated inflation numbers.6 While mortgage rates aren’t directly tied to the federal funds rate, they do tend to move in tandem. So, while expected, the Fed’s announcement was further proof that a meaningful decline in mortgage rates—and a subsequent real estate market rebound—is farther off than many experts predicted. “The housing market has always been interest rate sensitive. When rates go up, we tend to see less activity,” explained Realtor.com chief economist Danielle Hale in a recent article. “The housing market is even more rate sensitive now because many people are locked into low mortgage rates and because first-time buyers are really stretched by high prices and borrowing costs.”7 Many experts now speculate that the first benchmark rate cut will come no sooner than September, so homebuyers hoping for a cheaper mortgage will have to remain patient. “We’re not likely to see mortgage rates decline significantly until after the Fed makes its first cut; and the longer it takes for that to happen, the less likely it is that we’ll see rates much below 6.5% by the end of the year,” predicted Rick Sharga, CEO at CJ Patrick Company, in a May interview.8 What does it mean for you?  Mortgage rates aren’t expected to fall significantly any time soon, but that doesn’t necessarily mean you should wait to buy a home. A drop in rates could lead to a spike in home prices if pent-up demand sends a flood of homebuyers back into the market. Reach out to schedule a free consultation so we can help you chart the best course for your home purchase or sale. BUYERS ARE GAINING OPTIONS AS SELLERS RETURN TO THE MARKET There is a silver lining for buyers who have struggled to find the right property: More Americans are sticking a for-sale in their yard.9  Given the record-low inventory levels of the past few years, this presents an opportunity for buyers to find a place they love—and potentially score a better deal. In 2023, inventory remained scarce as homeowners who felt beholden to their existing mortgage rates delayed their plans to sell. However, a recent survey by Realtor.com shows that a growing number of those owners are ready to jump in off the sidelines.10 While the majority of potential sellers still report feeling “locked in” by their current mortgage, the share has declined slightly (79% now versus 82% in 2023). Additionally, nearly one-third of those “locked-in” owners say they need to sell soon for personal reasons, and the vast majority (86%) report that they’ve already been thinking about selling for more than a year.10 Renewed optimism may also be playing a part. “Both our ‘good time to buy’ and ‘good time to sell’ measures continued their slow upward drift this month,” noted Fannie Mae Chief Economist Doug Duncan in an April statement.11 However, the current stock of available homes still falls short of pre-pandemic levels, according to economists at Realtor.com. “For the first four months of this year, the inventory of homes actively for sale was at its highest level since 2020. However, while inventory this April is much improved compared with the previous three years, it is still down 35.9% compared with typical 2017 to 2019 levels.”4 What does it mean for you?  If you’ve had trouble finding a home in the past, you may want to take another look. An increase in inventory, coupled with relatively low buyer competition, could make this an ideal time to make a move. Reach out if you’re ready to search for your next home. If you’re hoping to sell this year, you may also want to act now. If inventory levels grow, it will become more challenging for your home to stand out. We can craft a plan to maximize your profits, starting with a professional assessment of your home’s current market value. Contact us to schedule a free consultation. HOME PRICES ARE RISING AT A MORE MANAGEABLE PACE Homebuyers struggling with high borrowing costs have something else to celebrate. The national median home price has remained relatively stable over the past year, due to sellers bringing a greater share of smaller, more affordable homes to the market.4 In addition to offering cheaper homes, a recent survey found that home sellers are also adjusting their expectations when it comes to pricing. In many regions, just 12% anticipate a bidding war (down from 23% last year) and only 15% expect to sell above list

Relocation Guide for Florida

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The peak moving season is upon us. According to Move.com, almost 70% of U.S. moves occur between May and September. Thinking about a relocation? This guide is for you.

Save Money on Florida Home Insurance

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This 7 strategy article presents expert advice and practical solutions to navigate Florida’s evolving insurance landscape, empowering homeowners to secure comprehensive coverage without breaking the bank.

Downsize Your Home To Optimize Your Life

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Downsize your home to optimize your life. It may be time to trade unused square footage for a smaller, more manageable space. Included are tips to make this adjustment much easier for you. 

10 Popular Florida Home Design Trends 2024

To help inspire your design choices for redecorating or remodeling, we’ve rounded up 10 top popular trends we’re watching in 2024. Keep in mind, not all of these will work well in every house. If you plan to list or renovate your property, give us a call. We can help you realize your vision and maximize the impact of your investment.

An Eco-Friendly Holiday at Home

EcoFriendly Holiday Blog

Check out our ideas for an Eco-friendly holiday at home with 5 iIdeas to celebrate Sustainably this year during the holidays. Its the most wonderful time of the year, and yet its also the most wasteful.

How To Stretch Your Holiday Budget in Season of Inflation

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You don’t have to break the bank to celebrate the holidays in style—even in this season of inflation. Prices may be higher on everything, but there are still plenty of opportunities to stretch your holiday budget and find extra savings. 

35 Tips to Furnish New Home For Less

35 TIPS Furnish New Home For Less

35 Tips to Furnish New Home for Less Buying a new home is one of the most exciting experiences in life. And if you’re like most homebuyers, you’ll be planning your furniture placement and decor before the ink dries on your offer letter. But before you run to the nearest home goods store, take a deep breath. First, you’ll need to delay any major purchases before you close on your new home. A large outlay or additional line of credit could lower your credit score and, thus, impact your mortgage terms.1 Second, moving and closing costs can add up quickly, so it’s important to be strategic with your remaining budget. But don’t worry! There are plenty of ways to save on home essentials, and we’ve rounded up some of our favorites to share with you.  PRIORITIZE WHAT YOU REALLY NEED BEFORE YOU START SHOPPING According to Home Advisor, the national average cost to furnish a new house is $16,000, but it can easily soar higher.2  That’s why we recommend starting with a thorough assessment of what you already have and what you actually need to start life in your new place. Here are some steps to help you prioritize your purchases and keep spending in check.  Make a list of everything you need. Going room by room could help you brainstorm—for example, you might list items ranging from a mattress to blackout curtains for your new primary bedroom. Inventory what you already have. Cross the big (dining table) to the small (kitchen knives) off your list as you go. Divide the remaining items into three groups: things you need right away (a mattress), items you’d like to have in the near future (a coffee table for your living room), and pieces that can wait (an area rug). Calculate your budget. Figure out how much money you’ll have available for immediate purchases after the sale has closed, and start researching the items on your priority list to understand how they’ll fit into your budget. Don’t rush the process. Bringing older items to your new space doesn’t mean you need to keep them forever. Consider hanging onto pieces that can tide you over for a year or two until your bank account has recovered from the costs of a home purchase.    Before you start shopping, make sure you know which appliances and fixtures are included with your home purchase. We can inform you of the standard contract terms when you’re making an initial offer and note any additional items that you would like to request. TIME YOUR PURCHASES TO MAKE THE MOST OF SEASONAL SALES Did you know that some home items predictably go on sale at certain times of the year? If you can wait to buy these pieces when prices are lower, you could save significantly. Here are some of the best times to buy household essentials:3,4 Bedding and linens: January TVs: Black Friday/Cyber Monday and late January (before the Super Bowl) Furniture: February and August, as well as Black Friday, Memorial Day, and Labor Day Large appliances: Labor Day through October Small kitchen appliances: May Mattresses: Holiday weekends, especially Memorial Day, Labor Day, and 4th of July Vacuum cleaners: April Tools: June Outdoor furniture: August through October Generally speaking, holiday weekends (as well as Black Friday and Cyber Monday) tend to be great times to find deals. If the item you’re looking for is seasonal—like patio furniture or holiday decorations—waiting until the end of that season usually pays off. FIND ALTERNATIVE SHOPPING SOURCES Can’t wait for a sale? It’s time to think outside of the box (the big-box stores, that is). There are plenty of surprising places to find great furniture and houseware deals.  Check out overstock and liquidation stores. These stores purchase items other retailers haven’t sold and offer them at a steep discount. The inventory can be hit or miss, but you can often get a great deal if you find what you’re looking for.5 Try private membership/warehouse stores. Retailers like Costco and Sam’s Club often have great deals on home goods. If you’re not already a member, ask family or friends if they are willing to take you to look around before you commit. Consider open-box items.  When buyers return items like furniture or electronics, retailers can’t always sell them as new, even if they haven’t truly been used. Look online for open-box deals from retailers like Wayfair and Amazon Warehouse or visit local retailers to see what they have in stock. Give scratch-and-dent appliances a chance. These appliances are brand new but sold at deep discounts because their external packaging was damaged. Typically, this means that flaws are purely cosmetic—but it’s always possible that the merchandise has suffered more serious damage. So, be sure to check out the appliances carefully and ask about included warranties.6 Expand your window treatment search. Window treatments can be surprisingly expensive, but it’s often possible to save by buying off-the-shelf offerings in standard sizes. If you need a custom size or material, consider ordering online from a discount supplier and installing them yourself. Shop secondhand. In addition to thrift stores and garage sales, Facebook Marketplace, NextDoor, and Craigslist are all great places to find deals in your area. Are alternative shopping sources still a stretch for your budget? Check out local Freecycle or “Buy Nothing” groups, which are often hosted on Facebook. Participants offer big and small items they no longer need—everything from furniture to clothing hangers—for free to other members.7,8 DON’T BE AFRAID TO NEGOTIATE FOR A BETTER DEAL Many people don’t realize that prices for home goods, from furniture to appliances, are often negotiable. While asking for a discount can be intimidating, it’s common practice in many industries, although more so at independently-owned stores than chains. Here are a few tips:9,10 Comparison shop before you walk into a store. If you can find a lower price for the same item elsewhere, many retailers will match it. Ask the store associate or manager for the best price

Investing in Real Estate As a Landlord

Investing in Real Estate as Landlord

Investing in real estate has long been one of Americans’ favorite ways to grow their wealth. Read the Pros & Cons of Being a Landlord with Income from rental Properties.

My Home Didn’t Sell… Now What?

My Home Didn't Sell Now What

My Home Didn’t Sell… Now What? We’ve outlined the top five reasons a home doesn’t sell—and action steps you can take to overcome each of these issues.

10 Tips to Attract the Best Offers for Your Home

10 Tips to Attract Best Offers

Several articles have been released concerning home design trends in 2023. We have chosen ten of these designs that you could try, as a do-it-yourself project, to update your property this year.

How to Avoid Home Buyer’s Remorse

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Several articles have been released concerning home design trends in 2023. We have chosen ten of these designs that you could try, as a do-it-yourself project, to update your property this year.

First Time Home Buyers: How to Budget For a House

It’s not easy being a first time home buyer right now. At the end of last year, housing affordability hit an all-time low. Here are some workarounds to consider as you plot your first home purchase.

Selling Your Home: Sellers Checklist

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If you want to maximize your sale price, it’s still important to prepare your home before putting it on the market. We have included a check list for your convenience.

10 Home Design Trends to Try In 2023

Several articles have been released concerning home design trends in 2023. We have chosen ten of these designs that you could try, as a do-it-yourself project, to update your property this year.

Free Admission Days To Recreation In Florida

National Parks that typically charge an entrance fee will waive it on special days of each year, providing free admission to everyone on the following fives days listed below in 2023.

Discover Flavor Palm Beach September Event

Discover Flavor Palm Beach September Event Flavor Palm Beach is a month-long dining event, September 1 – 30, 2022,  and was started in 2007 to introduce diners to the vast array of restaurants throughout Palm Beach County. To participate in Flavor Palm Beach, no tickets or passes are required. Simply make a reservation, visit the restaurant, and enjoy the food. You will experience menus that define the art of dining in The Palm Beaches, dishes found nowhere else. For an entire month, restaurants and bistros offer prix fixe [a meal consisting of several courses served at a total fixed price] menus for lunch and dinner to tempt you to taste the local cuisine from Jupiter to Boca Raton. Choose from the best restaurants and enjoy three-course lunches or dinners. Here’s your opportunity to try restaurants you’ve heard so much about – without breaking the bank. Plus any evening in September would make a great date night. With more than 60 restaurants, September is your month to discover the many flavors of The Palm Beaches. Flavor Palm Beach is a great time to savor the dining and culinary delights found throughout The Palm Beaches. From farm-fresh, organic, or sustainable to surf-and-turf or burgers and fries, the dining scene is savory and delicious variety. The restaurants participating in Flavor Palm Beach will satisfy your gourmet food cravings. Each restaurant has different entrees and a unique atmosphere from the others.  Scroll through the menus of participating restaurants below and choose your favorite FLAVOR! Flavor Palm Beach – Participating Restaurants Includes Address, Phone Number, Lunch & Dinner Menus We highly recommend trying new restaurants this month during Flavor Palm Beach. Check out what others say about dining in The Palm Beaches. For more information, visit flavorpb.com. 2022 FLAVOR Palm Beach Restaurant List Palm Beach County September 1-30, 2022 2022 Flavor Palm Beach Official Logo COASTAL AMERICAN   3800 OCEAN, Singer Island AMBASSADOR GRILL, Palm Beach AQUA GRILLE, Juno Beach BLUE POINTE BAR AND GRILL, Tequesta BRANDON’S AT TIDELINE, Palm Beach BREEZE AT THE EAU, Palm Beach COOL’A FISH BAR, Palm Beach Gardens FIREFIN GRILL, Palm Beach Gardens FLORIE’S AT FOUR SEASONS, Palm Beach KEE GRILL, Juno Beach SEAWAY AT FOUR SEASONS, Palm Beach SEMINOLE REEF GRILL, North Palm Beach THE ATLANTIC GRILLE, Delray Beach   TOMMY BAHAMA, Jupiter   TWISTED TUNA, Jupiter   MODERN AMERICAN   ANGLE AT THE EAU, Palm Beach   BARCELLO, North Palm Beach   BRICK AND BARREL, Jupiter   CAFE CHARDONNAY, Palm Beach Gardens   CROSBY KITCHEN AND BAR, Jupiter   FERN STREET, West Palm Beach   GALLEY, West Palm Beach   HONEYBELLE, Palm Beach Gardens   JOSCO BAR AND OVEN, Tequesta   PADDY MAC’S, Palm Beach Gardens   PAVILLION GRILLE, Boca Raton   RED LIGHT, West Palm Beach   SEASONS 52, Palm Beach Gardens   STADIUM GRILL, Jupiter   TABLE 26, West Palm Beach   THE WOODS, Jupiter   SASSAFRAS, West Palm Beach   THE SOSO, West Palm Beach   ITALIAN AND GREEK   CAFE CENTRO, West Palm Beach   CASA MIA, Jupiter   CUCINA CABANA,  North Palm Beach   EVO ITALIAN, Tequesta   GRATO, West Palm Beach   LA MASSERIA, Palm Beach Gardens   LIMONCELLO, North Palm Beach   POLPO AT THE EAU, Palm Beach   SALUTE MARKET, Palm Beach Gardens   TAVERN PI, Jupiter   MANA GREEK FUSION, Jupiter   FRENCH   ALMOND PALM BEACH, Palm Beach   CAFE BOULUD, Palm Beach   CHEZ MARIE BISTRO, Boca Raton   LA GOULUE, Palm Beach THE PARISIAN, Jupiter   STEAK AND SEAFOOD   AVALON STEAK AND SEAFOOD, Delray Beach   RAINDANCER STEAKHOUSE, West Palm Beach   RUTH’S CHRIS, Boca Raton   RUTH’S CHRIS, West Palm Beach   THE BUTCHER’S CLUB, Palm Beach Gardens   WARREN, Delray Beach   ASIAN INSPIRED   KAPOW NOODLE BAR, West Palm Beach   KAPOW NOODLE BAR, Boca Raton   LATIN-INSPIRED   CASA CANA, Tequesta   CALAVERAS CANTINA, Jupiter   SPECIALTY   MELTING POT, Boca Raton   MELTING POT, Palm Beach Gardens   PADDY MACS, Palm Beach Gardens   PLANTA, West Palm Beach   WYNDHAM LOBBY BAR, Jupiter   Now… to Real Estate in Palm Beach County Search Condos & Homes For Sale in SE Florida Ready to Buy, Sell, Rent, or Invest in Real Estate? Get tips from 40+ years of experience as Realtors® and Custom Home Builders.  Let’s chat….  coffee on us! Schedule a FREE Consultation Doug Martin Realtor® Emeritus Broker 561-339-3299 Email Me Featured Articles Blog Posts Browse All Posts

Overcome Inflation With Real Estate Investments

The Top Home Design Trends for 2022 are represented in the above photo. Key words: warm, inviting, minimalist, back to nature, rounded, earth tones, variety of textures. These design trends will be covered in this article.

Higher Rates Short Supply Real Estate 2022

A high offer price gets attention. But most sellers consider a variety of factors when evaluating an offer. With that in mind, here are five tactics you can utilize to sweeten your proposal and outshine your competition.

Write A Winning Real Estate Offer

A high offer price gets attention. But most sellers consider a variety of factors when evaluating an offer. With that in mind, here are five tactics you can utilize to sweeten your proposal and outshine your competition.

Top Popular Home Design Trends 2022

The Top Home Design Trends for 2022 are represented in the above photo. Key words: warm, inviting, minimalist, back to nature, rounded, earth tones, variety of textures. These design trends will be covered in this article.

Downsizing Your Home: 5 Step Strategy

5 Steps to Downsizing Success 1.Determine Goals and Limitations,2.Find the Perfect Home,3.Sell Your Home,4.Sort and Pack Belongings,5.Get Help When You Need It