Home equity is the difference between what your home is worth and the amount you owe on your mortgage. There are two basic ways to increase the equity in your home: Pay down your mortgage and Raise your home’s market value. There are 4 ways you can access your home equity, if you need it.
There are some simple steps you can take to reduce your household expenses without making radical changes to your standard of living. When combined, these small adjustments can add up to significant savings each month. Your Household Budget: 20 Ways to Save Money.